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instead. These possess included the market, particularly banks, shifting apart from their core business of providing bank services to their existing clients to concentrating staff efforts on add-on sales, such as insurance products, irresponsible lending on credit and mortgage loans credit cards, and showing up to place even more work in attempting to attract brand-new customers rather than helping their existing types.
This is the premise behind cusos – entities, in many cases cooperatives themselves, formed by credit unions for credit unions.
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